Privacy Policy

Last updated: April 17, 2026

1. Overview

This Privacy Policy describes how EMI Calculator ("the App", "we", "us") handles information when you use our Android application. We are committed to protecting your privacy and being transparent about our practices.

2. Information We Collect

We do not collect any personal information directly. The App does not require you to create an account, log in, or provide any personal details whatsoever.

All loan inputs, calculation results, and saved history are stored locally on your device. This data never leaves your device and is not accessible to us.

3. Third-Party Services

The App uses Google AdMob to display advertisements. AdMob is operated by Google and has its own privacy policy and data practices described below.

4. Advertising and Ad Personalization

The App displays ads served by Google AdMob. These ads may be personalised based on your interests using the Android Advertising ID on your device.

You can opt out of personalised advertising at any time by going to your device's Settings → Google → Ads → Delete advertising ID.

5. Data Storage

6. Internet Permission

The App requests internet access solely to load advertisements via Google AdMob. All loan calculations are performed entirely offline — no calculation data is ever sent over the internet.

7. Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe your child has provided personal information through the App, please contact us and we will take steps to address it.

8. Data Safety (Google Play)

In accordance with Google Play's Data Safety requirements, here is a summary:

• Data collected by the App directly: None
• Data collected by AdMob: Device identifiers, approximate location (for ad personalisation)
• Data shared with third parties: Only AdMob as described above
• Data encrypted in transit: Yes (AdMob uses HTTPS)
• Data deletion: Uninstalling the App deletes all local data

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the App after any changes constitutes your acceptance of the updated policy.

10. Your Rights

Since we do not collect personal data directly, most data-related requests should be directed to Google using the links in Section 3. For any other concerns, please contact us using the details below.